Michael Strauss

How to Determine Your Credit Rating

Do you know your credit score? It's the three-digit number that tells lenders whether or not you're a good candidate for credit. Your number can range from 300 to 800. If you've made payments on time and haven't maxed out your credit cards, your credit sc... Read >

How Exactly Do Online Payday Loans Work?

If you have wondered how do online payday loans work, they are just like regular payday loans from a retail storefront. Except that online, the storefront is the website. Loans are usually for a two week period, and you pay an interest charge, and you hav... Read >

Making The Most Of Credit Card Balance Transfer Facilities

Smart credit card consumers can pit one card against the other and pay no interest ever on a credit card balance. It takes a little organizational skill, and a keen attention to detail, but it can be done. First, to get a 0% transfer offer, you have to ha... Read >

What You Should Be Looking For In A 0% Credit Card

Interest rates on credit cards are one of the most important features to consider when searching for the right credit card. There is much competition in the credit card industry, which has led many credit card companies to offer features such as a 0% cred... Read >

A Brief Guide To Finding The Best Credit Card

You need a credit card, but determining which credit card offers are for the best credit cards you can get requires some understanding of the business. Credit cards come with a variety of options, which means some credit cards are not very good deals for ... Read >

Why You Need A Credit Card

The credit card was first invented back in 1920, and since then, it has become an indispensable part of our society. It is nearly impossible to function in our 21st century without owning a credit card. One of the main reasons for owning a credit card ... Read >

Why Comparing Credit Cards Before Applying Is So Important

Although the essential purpose of all credit cards is similar, the benefits and uses of credit card products can very greatly from one company and one card to another. Comparing credit cards and selecting the best option is much more complex in today's 'b... Read >

Low Rate For Life Balance Transfer Credit Cards

If you're a responsible cardholder who needs a little help getting back on the right track, a credit card that offers a life-of-balance transfer can not only eliminate excessive interest but also realign your credit score. Most financial organizations ... Read >

Turning Lead Into Gold - Getting A Credit Card With Bad Credit

There are plenty of ways to get a credit card, even if you have declared bankruptcy. While your credit score might be low, you can take some simple steps to get a credit card. First of all, decide what kind of credit card you would like to have. An uns... Read >

Prepaid Credit Cards - An Option For The Credit Impaired Customer

Credit is an equity that you can't afford to lose. Unfortunately, if you don't have credit, it's almost impossible to build it, and if you have bad credit, trying to recover your good standing may be one of the most difficult life challenges you ever face... Read >

About Personal Credit Lines

Your own personal line of credit is valuable. A personal loan entitles you to spend up to a specified limit in accordance with your approved credit line. Normally, the maximum amount for cash on demand loan is $8,500 going beyond that you would have to ta... Read >

Student Credit Cards - A Safe Choice For College Students

As competition in the credit industry continues to heat up, credit companies are working harder than ever to offer customized loan products and solutions for consumers. One market that has benefited in recent years from a wider selection of quality card p... Read >

What Is Credit Card Universal Default?

One of the most controversial and polarizing features of many credit cards is what is known as universal default. Most people are aware that if they are late with payments, they may be charged what is called a default interest rate. What they may not know... Read >

Making The Most Of Credit Card Cashback And Rewards Deals

Credit card cashback deals are usually divided between actual cash (payable by check or credit) and rewards (oftentimes, denominated in gift cards or even eCertificates - redeemable for merchandise.) Many favor the flexible parameters of the actual cash, ... Read >

How Easy Is It To Be Approved For A Credit Card?

Credit card approvals depend primarily on the banking environment and your credit score. The approval process will carefully weigh risk factors determining your ability to pay your bills. Lately, international banking has seen a credit crunch related t... Read >